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A

PRACTICAL TREATISE

ON

LIFE-ASSURANCE,

&c. &c.

А

S.H.1826

PRACTICAL TREATISE

ON

LIFE-ASSURANCE,

IN WHICH

The Statutes and Judicial Decisions

AFFECTING

UNINCORPORATED JOINT STOCK COMPANIES.

AS ALSO

THE STATUTE VI GEORGE IV. c. XCI. CONFERRING
ADDITIONAL POWERS UPON THE CROWN,

ON GRANTING OF CHARTERS OF

INCORPORATION,

Are fully Considered and Explained.

INCLUDING REMARKS ON THE DIFFERENT SYSTEMS ADOPTED BY
LIFE-ASSURANCE INSTITUTIONS, their HIGH RATES OF PREMIUM,
AND THE PROBABILITIES AND EXPECTATIONS OF HUMAN LIFE.

ALSO A SYNOPSIS OF THE PRINCIPLES AND DISSIMILAR PRACTICE
OF ASSURANCE OFFICES IN GENERAL,

Together with useful and interesting Tables, &c. &c.

BY FREDERICK BLAYNEY,

AUTHOR OF A TREATISE ON LIFE-ANNUITIES.

LONDON:

PRINTED FOR J. AND W. T. CLARKE,

LAW BOOKSELLERS AND PUBLISHERS,
PORTUGAL STREET, LINCOLN'S INN,

1826.

Davidson, Printer,

Serles' Place, Carey Street,

PREFACE.

AMID the various institutions in this country, calculated to promote the best interests of society and avert human distress, which is too frequently experienced by the premature loss of a husband, a parent, or a friend, on whose industry and abilities a numerous family have, perhaps, solely to depend for the essential comforts of life, that established for the assurance of life, is not the least of them, but may fairly rank as a first-rate institution; and, although little more than a cen

The frequency of advertisements calling upon the charitable feelings of the public, in aid of the widows and orphans of individuals whose premature deaths have torn their families from affluence or easy circumstances, and emerged them in want and misery, sufficiently exemplifies the importance of life-assurance as a provision for families.

b

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